AI - Process Mortgage Document (US)

** AVAILABLE MAY / JUNE 2025 **

Overview

The 'AI - Process Mortgage Document (US)' Power Automate action utilizes artificial intelligence to process and extract meaningful information from the bank check provided before returning as a simplified JSON dataset.

Input File Types

The following file types are supported:

• BMP
• HEIC
• JPEG
• JPG
• PDF
• PNG
• TIFF

Credit Count

The credit count is determined using the following calculation:

1 page = 1 credit, for example a 7-page PDF document would utilise 7 credits

Subscription Availability

The 'AI - Process Mortgage Document (US)' flow action is available in all Power Automate regions and paid Encodian subscription plans, except the 'Dedicated' plan.  

Default Parameters

The default 'AI - Process Mortgage Document (US)' flow action parameters are detailed below:

• File Content: The Power Automate 'File Content' for the source file
• Mortgage AI Model: Select the preferred mortgage model
  • Mortgage1003 - Uniform Residential Loan Application (Form 1003)
  • Mortgage1004 - Uniform Residential Appraisal Report (Form 1004)
  • Mortgage1005 - Verification of employment form (Form 1005)
  • Mortgage1008 - Uniform Underwriting and Transmittal Summary (Form 1008)
  • MortgageClosingDisclosure - Closing Disclosure form

Advanced Parameters

The advanced 'AI - Process Mortgage Document (US)' flow action parameters are detailed below:

• Remove New Lines: Remove newlines in the data returned

Return Parameters

The 'AI - Process Mortgage Document (US)' flow action returns the following data. 

Action Specific Return Values

• Result - The data extracted from the file as JSON

Standard Return Values

• OperationId - The unique ID assigned to this operation.
• HttpStatusCode - The HTTP Status code for the response.
• HttpStatusMessage - The HTTP Status message for the response.
• Errors - An array of error messages should an error occur.
• Operation Status - Indicates whether the operation has been completed, has been queued or has failed.

Error Handling - 'The translation request has been throttled'

Potentially at times of peak load the following error could be generated:

"The processed file request has been throttled, please contact support@encodian.com"

This will result in delayed processing execution. For paying customers who have a 'Large' or higher subscription level, a dedicated processing endpoint can be requested via support@encodian.com to alleviate this restriction.